Our home purchase loans are designed to make your dream of homeownership a reality. Whether you’re a first-time homebuyer or looking to upgrade to your next home, we offer competitive rates, flexible terms, and personalized service to guide you through every step of the journey. We understand that each homebuyer’s situation is unique, which is why we take the time to understand your goals and offer loan options that best suit your needs.
We offer a range of loan products, including conventional loans, FHA loans, VA loans, and USDA loans. Our expert loan officers will help you navigate the complexities of each option, ensuring you understand the benefits and requirements of each type. With our extensive knowledge and dedication, we can help you find the perfect loan to fit your budget and lifestyle.
At The Home Loan Expert, we pride ourselves on our streamlined, customer-first approach. From pre-approval to closing, we are committed to making the home loan process as smooth and stress-free as possible. Our team is dedicated to providing transparent, honest advice and exceptional service, so you can move forward with confidence.
Let us help you open the door to your new home. Contact us today to learn more about our home purchase loans and how we can assist you in achieving your homeownership dreams.
Competitive Rates
We work hard to keep our costs down and pass the savings on to you. That’s how we’re able to offer great loans—and great rates—that our competitors can’t match.
Same-Day Pre-Approvals
We offer same-day pre-approvals you can rely on. Find out your personalized rates in no time with our 5-Minute Loan Approval* application.
A+ Rating with BBB
Our past clients are happy, and it shows. We’re proud to have the highest possible rating with the Better Business Bureau, because it means we’re doing right by our customers.
Learn About Other Loan Types
Adjustable Rate Mortgage
When you’re shopping for a new home, one of your most important decisions will be what kind of mortgage to take out to finance your home. Your mortgage type will be the top factor that influences how much you can borrow(and thus what kind and size of home you purchase), as well as your monthly budget moving forward. For a variety of reasons, an adjustable-rate mortgage (ARM) can be an appealing choice in the short term, but it can seem scary as well. However, it’s important to understand how ARMs work, since this type of loan has repayment terms that may become less desirable over time.
FHA Loan
The home buying process can be overwhelming and stressful, especially if you’re buying your first home (or if your financial circumstances make it more difficult to get an affordable loan). For many home buyers, getting a loan insured by the Federal Housing Administration (FHA) can be extremely helpful in not only securing the necessary financing to buy but also achieving the dream of owning a home (even while facing tough financial situations). FHA loans allow lenders to make home buyers better deals, resulting in lower down payments, lower closing costs, and easier credit qualifying. Here, we’ll go over the ins and outs of FHA loans, including what they are, who qualifies, and what the process of securing one looks like.
Fixed-Rate Loans
Fixed-rate mortgages—also called “conventional mortgages”—are basically the bread and butter of the mortgage industry. And that’s because this loan type is still the most reliable way to finance your home, offering affordability, flexibility, and so much more. As their name suggests, fixed rate loans have the same rate throughout the entire term of the loan. So even if interest rates rise while you’re paying off your loan, your rate and payment amount are locked in for the entire loan term. That’s why fixed-rate mortgages are so popular–they offer protections that ARMs can’t.
